Christmas is such an exciting time, especially for kids. Parties, decorations, and so many presents! But, as many parents will tell you, kids get more toys and games than they know what to do with, and those often only get played with for a few months, until the novelty wears…
Welcome to The FORTUNA Blog
What’s going on with the markets?
Over the past few weeks, we’ve received many calls from clients, all asking the same thing: “What’s going on with the markets?” The two major headwinds currently affecting the markets are: Increased interest rates, to offset inflation, which has had a negative effect on Fixed Income funds The Russia/Ukraine war,…
When should I apply for CPP?
One of the most common questions that we get asked is “When is the right time to apply for CPP?” And honestly, there isn’t just one right answer. You should consider your health, family history and mortality, cash flow and other income sources, and your desired retirement lifestyle. How much…
My Term Insurance from Canada Life
Canada Life introduces My Term insurance – term life insurance to meet your unique needs Traditionally, life insurance companies have offered 10-, 20- and 30-year term products, as well as term to age 65. The idea behind the product is to provide affordable insurance with a higher death benefit that…
Let’s Talk About TFSAs
The new year is a great time to talk about TFSAs! With the start of 2021, it’s a good time to talk about the Tax-Free Savings Account, an important part of your investment portfolio. In 2008, the Canadian Government announced the creation of the Tax-Free Savings Account (TFSA), a registered…
The Benefits of Term Insurance
How term insurance can be an affordable option to meet your current needs. Term insurance is a great way to get affordable coverage when you need it. You can pick the coverage amount and duration of coverage – for 10, 20 or 30 years, or to age 65. The premiums…
Why should you get life insurance?
What options do you have to pay for final expenses at death? While it is true that, financially, the life insured won’t ever see the payout of a life insurance policy, the mental and emotional benefits of knowing that you have something in place to protect your family if are…
A perspective during the Covid19 Pandemic
An update from Tony Caron, President and Principal Advisor, RetireRite Financial Strategies Inc. Good Day, We are most definitely going through difficult times trying to deal with the invisible threat of Covid19. It is hard enough to deal with the everyday challenges that we see and understand, never mind something…
COVID-19 Resources & Support
We want to help our clients navigate all the information and resources surrounding COVID-19. This is by no means a comprehensive list, but hopefully it will help you find the information you’re looking for. For Canadian data about the COVID outbreak and the current situation in our country, assessment tools…
Personal Health Insurance
There are a range of personal health insurance products and providers out there. How do you decide which is best for you and your family? Having an employee benefits package is a workplace perk that is highly valued and appreciated. In fact, a 2015 survey showed that 77% of employees…
Financial stress and the impact on mental health
Do you worry about paying bills, saving for the future and building up an emergency fund? It could be impacting your mental health. The Government of Canada has released some stats (1) on financial stress and its impacts. 48 % of Canadians are losing sleep because of financial worries 44%…
Changing, evolving and becoming stronger than ever
We’re excited to share some big changes happening at RetireRite! A few months ago, London Life and Great West Life announced that they would be merging under the Canada Life brand, creating the new Canada Life. This transition to one brand will allow the company to combine strengths & resources,…